Last updated: 2026-09-24 · Every rate re-verified against the vendor this date

💰 AI Agent Cost Calculator

Estimate monthly cost across Claude (Opus 5.5, Fable 5.1, Sonnet 5, Haiku 4.5 and earlier Opus/Sonnet), OpenAI (GPT-6 Astra, Sol and Luna, plus the GPT-5.6/5.5/5.4 generation), Google (Gemini 3.8 Flash, 3.1 Pro, 3.1 Flash-Lite, 2.5), xAI (Grok 4.7, 4.6), Meta (Muse Spark 1.3), TypeSafe AI (Jev, for decisions rather than text), and open-weight models (GLM-5.3, Qwen 3.8, DeepSeek V4.1 Flash, Kimi K3, MiMo-V2.6, plus local Gemma 4 and Qwen 3.6). API-direct, subscription and local-Ollama paths side by side. No signup, no tracking, shareable via URL.

📅 Pricing freshness

Prefer a plain table to a calculator? Every rate below is also laid out on the AI model API pricing page. Every rate was re-checked on 2026-09-24 against the vendor's own pricing page — Anthropic, OpenAI, Google and xAI — and cross-checked with OpenRouter's listed price; open-weight rates are OpenRouter's list price that day. That check found ten OpenAI and Google rates we had wrong, now corrected: most notably GPT-5.6 Luna, which we listed at $1/$6 against an actual $0.20/$1.20, and Gemini 3.1 Pro, listed at $3.50/$15 against an actual $2/$12. Confirm before high-volume commitments at the official pages: Anthropic · OpenAI · Google · xAI · OpenRouter. Rates are per 1M tokens, USD, for prompts under each vendor's long-context threshold.

Your usage

Per user
3k = small repo · 30k = large context

Estimated monthly cost

How the math works

Two billing models drive every total below:

  • Per-token billing (API + OpenClaw): messages × tokens × per-token rate. Costs scale linearly with usage; cheap at low volume, can run high at heavy usage.
  • Subscription (Cowork, ChatGPT, Claude Code Pro/Max): flat per-seat fee with usage caps. Cheap above a usage threshold; potentially wasted money below it.

Published rates (USD per 1M tokens):

  • Anthropic (verified 2026-10-09) — Haiku 5.5 $0.10/$0.50 · Haiku 4.5 $1/$5 · Sonnet 5.5 / Sonnet 5 $2/$10 · Sonnet 4.5 / Sonnet 4.6 $3/$15 · Opus 4.6 / 4.7 / 4.8 / 5 $5/$25 · Opus 5.5 $4/$20 · Fable 5.1 / Mythos 5.1 / Fable 5 $10/$50 (most capable). Opus 5.5 is the current flagship — 1M-token context as both default and maximum, 128k max output, thinking on by default, at $4/$20, down from Opus 5's $5/$25. Haiku 5.5, Opus 4.7, Opus 4.8, Opus 5.5, Opus 5, Fable 5.1, Mythos 5.1, Fable 5 scale output by the effort multiplier (low 1× → max 7×).
  • OpenAI (verified 2026-09-24) — GPT-6 Astra $10/$50 · GPT-6 Sol $2/$10 · GPT-6 Luna $0.10/$0.50 · GPT-5.6 Sol $4/$20 · GPT-5.6 Terra $2/$12 · GPT-5.6 Luna $0.20/$1.20 · GPT-5.5 $5/$30 · GPT-5.4 $2.50/$15 · GPT-5.4 mini $0.75/$4.50 · o4-mini $1.10/$4.40 · GPT-5.4-Cyber $12/$60 (not on OpenAI's public price list — unverified). GPT-6 Sol and Luna (September 22) cost half the GPT-5.6 tiers they replace. Long-context requests bill at a higher tier (Sol $4/$15, Astra $20/$75). OpenAI marks GPT-5.6 Sol's $4/$20 as promotional through November 21, 2026.
  • Google (verified 2026-09-24) — Gemini 3.8 Flash $0.75/$3.75 (introductory through December 31; $1.50/$7.50 from January 1, 2027) · Gemini 3.1 Pro (Preview) $2/$12, rising to $4/$18 above 200K tokens · Gemini 3.1 Flash-Lite $0.25/$1.50 · Gemini 2.5 Pro $1.25/$10 · Gemini 2.5 Flash $0.30/$2.50 · Gemma 4 local-only (Ollama)
  • xAI (verified 2026-09-24) — Grok 4.7 $2/$6 (September 21) · Grok 4.6 $2/$6 · cached input $0.50. At 200K+ tokens the whole request rebills at $4/$12. Grok Bot is billed as a plan allowance, not at these rates — see Grok Bot pricing.
  • Meta (verified 2026-09-27) — Muse Spark 1.3 $1.25/$4.25, cached input $0.15, 1M context, via the Meta Model API or OpenRouter. The -contributor variant is $0.10/$0.20 but lets Meta train on your prompts. It's the model behind the Meta Muse agent, whose own plans are a flat $0/$20/$100 a month.
  • TypeSafe AI (verified 2026-09-24) — Jev $0.042 input, output free. It returns typed decisions, not text, so compare it only for the classification, routing and gating calls in a workflow — see our Jev guide.
  • Open weights via API (OpenRouter list prices, 2026-09-24) — Kimi K3 $3/$15 · Qwen 3.8 2.4T-A95B $2/$6 · GLM-5.3 $0.84/$2.64 · Qwen 3.8 27B $0.42/$3 (Apache-2.0) · MiMo-V2.6 Pro $0.435/$0.87 (MIT, September 21) · DeepSeek V4.1 Flash $0.30/$1.20 at peak, first-party ($0.15/$0.60 off-peak) · GLM-5.3 Flash $0.15/$0.50 (MIT). "Open weights" means the weights are downloadable, not that the licence is permissive — GLM-5.3, Qwen 3.8 2.4T and Kimi K3 use custom licences.
  • Open weights local (Ollama + GPU) — Gemma 4 12B, Qwen 3.6 35B MoE: $0/token, roughly $10–18/mo electricity for typical home GPU use. No data leaves your network.
  • Subscriptions — Cowork Pro ~$20/user · Business ~$30/user · ChatGPT Plus $20 · Pro $200 · Team $30/seat · OpenClaw self-hosted $0–5/mo

Effort level multiplier (Haiku 5.5, Opus 4.7, Opus 4.8, Opus 5.5, Opus 5, Fable 5.1, Mythos 5.1, Fable 5, GPT-6.1 Sol, GPT-6 Sol, GPT-6 Luna, GPT-6 Astra, Gemini 4 Argon, Gemini 3.8 Flash): low 1× · medium 1.3× · high 2× · xhigh 3.5× · max 7×. Multiplier applies to output tokens (where the extra reasoning work shows up).

What this calculator does not include

  • Prompt-cache discounts — can cut input cost 50–90% for stable system prompts (see our cost optimization guide)
  • Batch API discounts — Anthropic offers 50% off for batch jobs
  • Enterprise volume discounts — negotiate above ~$50K/year spend
  • Tool-call costs (web search, file uploads) — usually small but vary by platform
  • Local GPU electricity if running NemoClaw/Ollama (~$5–20/mo for typical home use)

For most users, real-world spend lands within ±25% of the estimate. The calculator's main job is to spot order-of-magnitude differences between platforms.

Common scenarios

ScenarioCheapest tierWhy
Solo developer, 40 turns/day, SonnetClaude Code Pro / Cowork Pro$20 flat beats per-token at this volume
Heavy user, 200 turns/day, Opus 5.5 xhighAPI direct or Max planPer-token can run to several hundred dollars a month; a Max plan caps it
10-person team, mixed usageCowork Business$300/mo total; per-token would be $500+ + dev time
Privacy-sensitive, any volumeOpenClaw + local Gemma 4 / Qwen 3.6$0/token, roughly $10–18/mo electricity; data never leaves your network
High volume, mixed open + closedGLM-5.3 Flash, Qwen 3.8 27B or MiMo-V2.6 via OpenRouterA fraction of frontier rates — GLM-5.3 Flash is $0.15/$0.50 against Sonnet 5's $2/$10. Test quality on your own workload first.
Frontier open weights, self-host optionalGLM-5.3 or Kimi K3 via OpenRouterGLM-5.3 at $0.84/$2.64 or Kimi K3 at $3/$15; both publish downloadable weights (custom licences), so you can move to self-hosting at scale
Cheapest chat for non-codingGPT-6 Luna or Gemini 3.1 Flash-Lite$0.10/$0.50 and $0.25/$1.50 per million tokens; good for batch summarisation
Classification, routing, tool-call gatingJev$0.042 per million input tokens, output free — for decisions only, not text generation
Batch processing, high volumeAPI with batch discount50% off Anthropic batch pricing beats subscriptions

Calculator is informational only — not financial advice. Verify current prices with each vendor — links in the pricing-freshness note at the top of this page. See also: decision guide · cost optimization · Cowork pricing breakdown · effort-levels guide.

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